Welcome to our Homeownership Education and Counseling Center
OnTheRise Financial Center in partnership with 1st Choice Credit Union a HUD approved intermediary Home Counseling Agency, is committed to increasing homeownership, creating affordable housing opportunities for low-income individuals/families; particularly among minorities.
As a preferred counseling agencies with relationships with several community partners, we offer special down-payment assistance for; anyone in the general public, people with disabilities, as well as individuals working in select industries:
• Health Care
• Law Enforcement
Understanding the home buying process can be a challenging experience for a first time homebuyer. Purchasing a home is one of the most valuable investments a family will ever make. However; being more informed prior to making that purchase, typically eases the home buying experience and ultimately strengthens the borrower’s ability to obtain and maintain their American Dream of homeownership.
help people gain control of their financial affairs and rebuild their credit. This service is for both potential homebuyers and for homeowners.
Foreclosure/Post-purchase Education and Counseling
involves one-on-ones crisis intervention to help homeowners who are in trouble of maintaining their mortgage payments.
Homebuyer Education Workshops
provides general information about the home buying process to a group of potential homebuyers. This includes but is not limited to information on down-payment assistance programs, closing costs, home inspections, credit readiness, and various financing options.
Pre-purchase one-on-one Counseling
assist with resolutions to barriers of homeownership through one-on-one counseling. This includes a complete evaluation of their financial status and readiness for homeownership.
810 Joseph E. Boone Blvd NW
Atlanta, GA 30314
10am – 4pm Mon-Fri